Mortgage Advice about Home Refinancing 2022
Getting Your Home Refinancing 2022 One of the most exciting parts about life is that it is never static. This is one of the reasons that mortgages are available on such short-term contact (such as standard 5-year) so that you can adjust your mortgage plan over time to best suit your needs. However, in some […]
Should I get a Variable Mortgage in 2022 ?
When it comes to mortgages, the age-old question remains: “Should I go with a variable or fixed-rate?”. To make an informed decision, it is important to look at the type of buyer and the historical trends. Should I get a fixed mortgage or a variable mortgage? When it comes to fixed rate mortgages vs. variable […]
How to Get a Mortgage for First Time Home Buyers
Getting a Mortgage For First Time Home Buyers Purchasing your home is exciting and incredibly rewarding. While mortgages can be frightening, it’s important to remember that you’re entering a big investment. While it’s true that we may not dream of the perfect mortgage, most people do dream about purchasing their very first home. We grow […]
Should I Buy or Rent Real Estate in Vancouver?
There are many ways one can live in Canada. One can live in apartments, own a single-family house and even rent out a townhouse or two level house depending on how they want to live their life and which province they call home. However, there isn’t really an easy way to decide which option […]
How to Refinance Your Home
When it comes to mortgages, the standard 5-year contract is the most commonly used option. But what happens if your plans change and you need to change the terms of your mortgage? One of the reasons that mortgages are available on short-term contracts (such as the standard 5-year) so that you can adjust your mortgage over time to best suit your needs.
What are the different property types in Vancouver?
When it comes to finding your perfect home, there are so many more options for potential homeowners! From a single-family dwelling to a townhouse to a modular home, the choices are seemingly endless. But, before you start widening your search, let’s take a look at what makes these home types different – and which one is perfect for you!
Top neighbourhoods in Canada’s major cities
Canadians genuinely celebrate livability within their neighborhood when it comes to choosing a property to buy and live in. These are the qualities that give each homeowner the true satisfaction of his/her home. They are generally determined by a delicate balance of available green spaces, arts and culture, public institutions and local small businesses, as well as housing options.
Home Buying for Millennials vs Gen-Xers
Are millennials better or worse off than Gen-Xers at the same age?
Millennials are now the largest generation of people in Canada. They’re the most educated and diverse generation, but they face unique challenges
Vancouver Mortgage Rates vs Bank Rates
Our mortgage rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates.
Budgeting for the Holidays
Each month, Concept One Financial brings articles about personal finance from Domion Lending mortgage centers. This month’s topic is about budgeting for the holidays. At this time of year, we’re reminded that earning extra money can be a challenge. Unfortunately, our biggest expenses also tend to peak during this season too. Let’s ensure we curtail our holiday spending by setting ourselves realistic limits based on what kind of saving goals we have in mind.
Mortgage Renewal 2022
Did you know? Around 70% of homeowners take out home equity loans! However, that still leaves an impressive 30% who won’t borrow against their home and instead choose to stick with their original mortgages until the term is up and they need to renew. As 2021 is almost over, let’s examine what the process is like when the mortgage term ends and the home owner wants to renew their mortgage in 2022!
Best Short-Term Financing Options for Canadian
ed for more cash flow in the working capital of your business. On the other hand, there are situations where taking out a short-term loan or credit is not a very good idea. This month’s Concept One Financial blog shows some options for Canadians to obtain short-term financing when buying a property.