Canadians genuinely celebrate livability within their neighborhood when it comes to choosing a property to buy and live in. These are the qualities that give each homeowner the true satisfaction of his/her home. They are generally determined by a delicate balance of available green spaces, arts and culture, public institutions and local small businesses, as well as housing options.
Are millennials better or worse off than Gen-Xers at the same age?
Millennials are now the largest generation of people in Canada. They’re the most educated and diverse generation, but they face unique challenges
Our mortgage rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates.
Each month, Concept One Financial brings articles about personal finance from Domion Lending mortgage centers. This month’s topic is about budgeting for the holidays. At this time of year, we’re reminded that earning extra money can be a challenge. Unfortunately, our biggest expenses also tend to peak during this season too. Let’s ensure we curtail our holiday spending by setting ourselves realistic limits based on what kind of saving goals we have in mind.
Did you know? Around 70% of homeowners take out home equity loans! However, that still leaves an impressive 30% who won’t borrow against their home and instead choose to stick with their original mortgages until the term is up and they need to renew. As 2021 is almost over, let’s examine what the process is like when the mortgage term ends and the home owner wants to renew their mortgage in 2022!
ed for more cash flow in the working capital of your business. On the other hand, there are situations where taking out a short-term loan or credit is not a very good idea. This month’s Concept One Financial blog shows some options for Canadians to obtain short-term financing when buying a property.
Each month Concept One Financial Mortgages share news about Canadian economy, to help home buyers make the best decisions about their residential mortgages.
October 22’s release of the September Consumer Price Index (CPI) for Canada showed year-over-year (y/y) inflation rising from 4.1% in August to 4.4%, its highest level since February 2003. Excluding gasoline, the CPI rose 3.5% y/y last month.
For some people, just owning one property and having a single mortgage is enough to handle. But there may be no better way to grow your net worth than real estate. You might not realize homeownership can be a gateway to owning multiple investment properties. You might be thinking: there’s no way I can turn […]
Concept One Financial ensures home buyers receive the best rates and products in the market. Beyond rate, our service approach focuses on taking a consultative role as informed advisor, an effective communicator, a one-stop mortgage brokerage. This month, our topic is about Title Insurance.
Many Canadians will spend their entire lives without proper financial education. Dominion Lending Centres’ Our House Magazine has collected some insight and tips from experts on financial literacy to help Canadians achieve their dreams, from homeownership to a comfy retirement. Money. It’s virtually impossible to get by in life without it, and everyone wants more […]
