Predicting the future and how retirement help Thinking about retirement before it arrives is actually a really great idea. While seeking the advice of an expert like a retirement planner can be helpful, there are a few things you should begin thinking about at this point and just continue to seek information from professional investors […]
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Bank of Canada Starts Hiking Rates, Signalling More To Come The Bank of Canada is going to keep raising their overnight interest rate levels as they become more confident in the Canadian economy. Hikes are expected from time to time, but not this soon after the last one! This is the first increase in 2019. […]
Why to get a home inspection ? While home inspections may not be the most fun portion of your home buying journey, they are essential and help prevent you from making a purchase that could potentially burden or damage your wallet or health in the long-term. In a competitive housing market, there can be pressure […]
What is a minimum down payment ? A down payment is a portion of the cost of purchasing a home that is paid prior to borrowing the remaining portion. A lender may have some loan products available where they’ll allow this initial difference in payment to be used toward future higher payments. It’s similar to […]
Getting Your Home Refinancing 2022 One of the most exciting parts about life is that it is never static. This is one of the reasons that mortgages are available on such short-term contact (such as standard 5-year) so that you can adjust your mortgage plan over time to best suit your needs. However, in some […]
When it comes to mortgages, the age-old question remains: “Should I go with a variable or fixed-rate?”. To make an informed decision, it is important to look at the type of buyer and the historical trends. Should I get a fixed mortgage or a variable mortgage? When it comes to fixed rate mortgages vs. variable […]
Getting a Mortgage For First Time Home Buyers Purchasing your home is exciting and incredibly rewarding. While mortgages can be frightening, it’s important to remember that you’re entering a big investment. While it’s true that we may not dream of the perfect mortgage, most people do dream about purchasing their very first home. We grow […]
There are many ways one can live in Canada. One can live in apartments, own a single-family house and even rent out a townhouse or two level house depending on how they want to live their life and which province they call home. However, there isn’t really an easy way to decide which option […]
When it comes to mortgages, the standard 5-year contract is the most commonly used option. But what happens if your plans change and you need to change the terms of your mortgage? One of the reasons that mortgages are available on short-term contracts (such as the standard 5-year) so that you can adjust your mortgage over time to best suit your needs.
When it comes to finding your perfect home, there are so many more options for potential homeowners! From a single-family dwelling to a townhouse to a modular home, the choices are seemingly endless. But, before you start widening your search, let’s take a look at what makes these home types different – and which one is perfect for you!