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Mortgage Products with Better Rates Concept One Financial Group
Powered by Mortgage Alliance, Concept One Financial Group is a team of mortgage professionals work for our customers – not the lenders – to ensure our customers receive the best rates and products available in today’s marketplace. Whether they are looking to purchase their very first homes or upgrade to a new home, mortgage renewal, refinance for equity take out, purchase investment properties. Our lending solutions are catered for the conventional, self-employed, new immigrant, and non-resident; residential and commercial mortgages; Insurable and uninsured. As is customary in the field of Canadian mortgages, we deal with big banks, smaller lending institutions and private lenders. Each client’s financial needs differ, which is why we work with a variety of lenders.
Flexible and Cost-effective Options
Fast Pre-Qualify
Competitive Rates
Market Education
Customized Solutions
Extensive network of lenders
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Five Year Record Evaluation
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Investing Small In The Big Market
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Simple Step To Get Maximum Target
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Concept One Financial Group
C1 ladies small group lunch to welcome our newcomer Anne Ang to the team! Beautiful Spring Day! 🧡
Concept One Financial Group
Presenting Graham Cunningham and Bernard Wu on Mortgage Presale Closing Process for Sun Towers Phase 1 Metrotown. (Tower 2 & 3 selling fast!) Many excellent
Concept One Financial Group
Busy Monday team WebEx meeting with WealthOne Bank (Schedule A) presenting on some special equity programs including for newcomers.
Concept One Financial Group
“You might see a ramp-up of activity before that to get ahead of that change,” Ogmundson www.straight.com/news/bc-economist-says-ottawa-move-to-tighten-mortgage-rules-unlikely-to-cool-down-hot-housing
B.C. economist says Ottawa move to tighten mortgage rules unlikely to cool down hot housing market
New rule covering uninsured mortgages expected to come into effect on June 1, 2021.
Concept One Financial Group
"There's not enough supply and in the end, you can regulate, regulate, regulate or you can look at opening up the market to more housing
Policy-makers should tackle housing supply with density, transit: CIBC CEO - BNN Bloomberg
The head of Canadian Imperial Bank of Commerce says policy-makers should dramatically increase the country's housing supply, as sales and prices soar to record levels in cities including Toronto and Vancouver.
Concept One Financial Group
OSFI reopens consultations on Guideline B20, proposes qualifying floor of 5.25%. www.osfi-bsif.gc.ca/Eng/fi-if/in-ai/Pages/b20-let.aspx
OSFI proposes new minimum qualifying rate for uninsured mortgages
In early 2020, OSFI initiated a consultation process on the benchmark for the qualifying rate for uninsured mortgages contained in OSFI Guideline B-20 — Residential Mortgage Underwriting Practices and Procedures. OSFI suspended its consultation in March 2020 due to the COVID-19 pandemic. The purpo...
Concept One Financial Group
"Two-thirds of Canadians believe home values will continue rising, according to polling by Nanos Research Group for Bloomberg News. That’s the highest reading since Nanos
Hot housing propels Canadian confidence to record high - BNN Bloomberg
Canadian consumer confidence hit record highs for a third straight week amid soaring sentiment around housing, despite a third wave ripping through the country and forcing new lockdowns.
Concept One Financial Group
This year our company is a proud Gold Sponsor of TVB Fairchild Online 2021 Fans Party. A once a year event to promote their young
Concept One Financial Group
Every team has a most valuable player..Suzanne is ours! 🌟Year after year, she keeps surprising us with her multi-talents from her underwriting effort, team player
Concept One Financial Group
Our Happy Customers Testimonials
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Attentive and timely service. All my questions were answered promptly and professionally. Frankie made an extra effort to track the details of my application and clear up any issues as they arose. I would happily use ConceptOne again.
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My experience with Terry was great. He’s an honest guy and looked out for me throughout the application process. In addition, he took the time to explain the different factors involved in getting a mortgage.
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Our home was closing within two weeks of when we first contacted ConceptOne and got everything done within that time frame. The whole process was extremely smooth and quick. We would highly recommend ConceptOne to anyone looking for a mortgage.
