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Mortgage Products with Better Rates Concept One Financial Group

Powered by Dominion Lending Centres, Concept One Financial Group is a team of mortgage professionals work for our customers – not the lenders – to ensure our customers receive the best rates and products available in today’s marketplace. Whether they are looking to purchase their very first homes or upgrade to a new home, mortgage renewal, refinance for equity take out, purchase investment properties. Our lending solutions are catered for the conventional, self-employed, new immigrant, and non-resident; residential and commercial mortgages; Insurable and uninsured. As is customary in the field of Canadian mortgages, we deal with big banks, smaller lending institutions and private lenders. Each client’s financial needs differ, which is why we work with a variety of lenders.

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Flexible and Cost-effective Options

Whether it is buying your very first home, upgrading to a new home, mortgage renewal, refinancing, or sophisticated investment, Concept One Financial Group provides flexible and low-cost financing options tailored to fit your needs.

Fast Pre-Qualify

Knowing of what mortgage size you can afford gives you a peace of mind when house hunting. Contact our mortgage specialist today for a fast pre-qualify and accurate estimates.

Competitive Rates

Having more volume than other brokers, Concept One Financial Group has access to best rates and products available in today’s marketplace. We work for our customers, not the lenders.

Market Education

Our mortgage specialists keep you current on the latest updates in the market and always provide the advice and guidance that on your demand.

Customized Solutions

Concept One Financial Group understands each client’s financial needs differ. Self-employed, new immigrant, or non-resident, we can help you with alternate or customized financing solutions.

Extensive network of lenders

Concept One Financial Group works closely with both large public banks and small private lending institutions across Canada. We match you with the best lender for your needs.

Latest News Mortgage News & Tips

May 31, 2022

Canadian Home Sales Begin to Slow in March

Canadian home sales begin to slow in March 2020 Real estate sales reported by the Canadian Real Estate Association (CREA), Canada’s largest real estate association, have continued to drop, dropping an additional 12.6% from March in April of this year. The report released this month shows that housing activity (how many homes are for sale […]

May 24, 2022

Canadian Inflation Spikes to 6.7% in March

Canadian Inflation is at 6.7% StatsCanada just announced that consumer prices rose by 6.7% year-over-year in March which represents a full percentage point increase from their previous reading of 5.7% in February. Consistent with this, markets are pricing in a 50/50 chance another 25 basis points will be added to the overnight rate at the Bank […]

May 16, 2022

What are the most frequently used mortgage jargons by the professionals?

What is mortgage jargons? Mortgage jargons is the technical terms used by the mortgage industry. They are used to generally described the terms of the loan. With the help of proper jargons, you can provide the accurate information to your customers that help them to understand the loan process effectively. Some of the mortgage jargons […]

May 10, 2022

What are the benefits of home ownership?

So, you have decided to buy a new home – congratulations! This is a great step towards ensuring your future. Main financial benefits of home ownership There are some amazing benefits of home ownership that we think you should be aware of right out of the gate: If you are looking for savings, one of […]