Competitive rates. Trusted names. Exceptional services. Mortgage Products with Better Rates

Mortgage Products with Better Rates Concept One Financial Group

Powered by Mortgage Alliance, Concept One Financial Group is a team of mortgage professionals work for our customers – not the lenders – to ensure our customers receive the best rates and products available in today’s marketplace. Whether they are looking to purchase their very first homes or upgrade to a new home, mortgage renewal, refinance for equity take out, purchase investment properties. Our lending solutions are catered for the conventional, self-employed, new immigrant, and non-resident;  residential and commercial mortgages; Insurable and uninsured. As is customary in the field of Canadian mortgages, we deal with big banks, smaller lending institutions and private lenders. Each client’s financial needs differ, which is why we work with a variety of lenders.

Whether it is buying your very first home, upgrading to a new home, mortgage renewal, refinancing, or sophisticated investment, Concept One Financial Group provides flexible and low-cost financing options tailored to fit your needs.

Flexible and Cost-effective Options

Whether it is buying your very first home, upgrading to a new home, mortgage renewal, refinancing, or sophisticated investment, Concept One Financial Group provides flexible and low-cost financing options tailored to fit your needs.
Knowing of what mortgage size you can afford gives you a peace of mind when house hunting. Contact our mortgage specialist today for a fast pre-qualify and accurate estimates.

Fast Pre-Qualify

Knowing of what mortgage size you can afford gives you a peace of mind when house hunting. Contact our mortgage specialist today for a fast pre-qualify and accurate estimates.
Having more volume than other brokers, Concept One Financial Group has access to best rates and products available in today’s marketplace. We work for our customers, not the lenders.

Competitive Rates

Having more volume than other brokers, Concept One Financial Group has access to best rates and products available in today’s marketplace. We work for our customers, not the lenders.
Our mortgage specialists keep you current on the latest updates in the market and always provide the advice and guidance that on your demand.

Market Education

Our mortgage specialists keep you current on the latest updates in the market and always provide the advice and guidance that on your demand.
Concept One Financial Group understands each client’s financial needs differ. Self-employed, new immigrant, or non-resident, we can help you with alternate or customized financing solutions.

Customized Solutions

Concept One Financial Group understands each client’s financial needs differ. Self-employed, new immigrant, or non-resident, we can help you with alternate or customized financing solutions.
Concept One Financial Group works closely with both large public banks and small private lending institutions across Canada. We match you with the best lender for your needs.

Extensive network of lenders

Concept One Financial Group works closely with both large public banks and small private lending institutions across Canada. We match you with the best lender for your needs.

Latest News Mortgage News & Tips

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Concept One Financial Group

1 day 7 hours ago

C1 ladies small group lunch to welcome our newcomer Anne Ang to the team! Beautiful Spring Day! 🧡

Concept One Financial Group

3 days 8 hours ago

Presenting Graham Cunningham and Bernard Wu on Mortgage Presale Closing Process for Sun Towers Phase 1 Metrotown. (Tower 2 & 3 selling fast!) Many excellent

Concept One Financial Group

6 days 11 hours ago

Busy Monday team WebEx meeting with WealthOne Bank (Schedule A) presenting on some special equity programs including for newcomers.

Concept One Financial Group

6 days 12 hours ago

“You might see a ramp-up of activity before that to get ahead of that change,” Ogmundson www.straight.com/news/bc-economist-says-ottawa-move-to-tighten-mortgage-rules-unlikely-to-cool-down-hot-housing

Concept One Financial Group

1 week 2 days ago

"There's not enough supply and in the end, you can regulate, regulate, regulate or you can look at opening up the market to more housing

Concept One Financial Group

1 week 3 days ago

OSFI reopens consultations on Guideline B20, proposes qualifying floor of 5.25%. www.osfi-bsif.gc.ca/Eng/fi-if/in-ai/Pages/b20-let.aspx

Concept One Financial Group

1 week 5 days ago

"Two-thirds of Canadians believe home values will continue rising, according to polling by Nanos Research Group for Bloomberg News. That’s the highest reading since Nanos

Concept One Financial Group

1 week 5 days ago

This year our company is a proud Gold Sponsor of TVB Fairchild Online 2021 Fans Party. A once a year event to promote their young

Concept One Financial Group

2 weeks 6 days ago

Every team has a most valuable player..Suzanne is ours! 🌟Year after year, she keeps surprising us with her multi-talents from her underwriting effort, team player

Concept One Financial Group

3 weeks 1 day ago

Our Happy Customers Testimonials

  • Attentive and timely service. All my questions were answered promptly and professionally. Frankie made an extra effort to track the details of my application and clear up any issues as they arose. I would happily use ConceptOne again.

    Mortgages Vancouver
    Kathy Wong
    Real Estate Agent
  • My experience with Terry was great. He’s an honest guy and looked out for me throughout the application process. In addition, he took the time to explain the different factors involved in getting a mortgage.

    Mortgages Vancouver
    Gilbert Leckie
    Business Manager
  • Our home was closing within two weeks of when we first contacted ConceptOne and got everything done within that time frame. The whole process was extremely smooth and quick. We would highly recommend ConceptOne to anyone looking for a mortgage.

    Mortgages Vancouver
    Jackie Cheung
    IT Engineer

Send us a Message

Contact Information
6205 West Boulevard, Vancouver, BC, V6M 3X4
conceptonefinancial@gmail.com