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Mortgage Products with Better Rates Concept One Financial Group
Powered by Dominion Lending Centres, Concept One Financial Group is a team of mortgage professionals work for our customers – not the lenders – to ensure our customers receive the best rates and products available in today’s marketplace. Whether they are looking to purchase their very first homes or upgrade to a new home, mortgage renewal, refinance for equity take out, purchase investment properties. Our lending solutions are catered for the conventional, self-employed, new immigrant, and non-resident; residential and commercial mortgages; Insurable and uninsured. As is customary in the field of Canadian mortgages, we deal with big banks, smaller lending institutions and private lenders. Each client’s financial needs differ, which is why we work with a variety of lenders.
Flexible and Cost-effective Options
Fast Pre-Qualify
Competitive Rates
Market Education
Customized Solutions
Extensive network of lenders
Latest News Mortgage News & Tips
Canadian Inflation Spikes to 6.7% in March
Canadian Inflation is at 6.7% StatsCanada just announced that consumer prices rose by 6.7% year-over-year in March which represents a full percentage point increase from their previous reading of 5.7% in February. Consistent with this, markets are pricing in a 50/50 chance another 25 basis points will be added to the overnight rate at the Bank […]
What are the most frequently used mortgage jargons by the professionals?
What is mortgage jargons? Mortgage jargons is the technical terms used by the mortgage industry. They are used to generally described the terms of the loan. With the help of proper jargons, you can provide the accurate information to your customers that help them to understand the loan process effectively. Some of the mortgage jargons […]
What are the benefits of home ownership?
So, you have decided to buy a new home – congratulations! This is a great step towards ensuring your future. Main financial benefits of home ownership There are some amazing benefits of home ownership that we think you should be aware of right out of the gate: If you are looking for savings, one of […]
10 Mortgage Mistakes to Avoid
No matter how many times we’ve moved in our lives, arriving at a new home is always exciting; but it seems even more fun when it’s a mortgage that you’re about to close on! Make sure there are no loose ends and everything goes smoothly by reviewing the following tips before your closing date. If […]
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Concept One Financial Group
“Parameters for a Homebuyer Protection Period Three clear business days. Non-waivable. Narrow exemptions. A modest termination fee to address the risk of frivolous offers. Consider
BCFSA Delivers Report Focused on Enhancing Consumer Protection in B.C.’s Real Estate Market
BC Financial Services Authority is a Crown agency responsible for the supervision and regulation of the financial service sector, including credit unions, insurance, mortgage brokers, pensions, real estate professionals and trusts. We’re committed to providing oversight and to fair, transparent pr...
Concept One Financial Group
Terry Lin joined us about a month ago as a part-time mortgage consultant. He is a top licensed realtor. Terry came from a real estate
Concept One Financial Group
Here are some tips on how to better with saving money — Learn more about ditching debt and reach financial success by reaching out to
Concept One Financial Group
A wonderful night of giving at our first Top Realtor Fundraising Gala where Concept One was the exclusive financial co to co host such a
Concept One Financial Group
Here are the 4 signs of a perfect co-signer! 90% of first-time buyers got financial help from their family, according to a survey of 193
Concept One Financial Group
We have multi-faceted mortgage consultants who are real estate and rental property management licensed. Our team is well equipped to serve your questions and needs
Concept One Financial Group
How will this impact you..google this to read more.
Concept One Financial Group
Here are the main income sources but there are more that lenders may use! Each lender/bank verifies and assesses these income sources in different ways.
Concept One Financial Group
StatsCanada reported that consumer prices rose 5.7% year-over-year in February, up again from the prior month's 5.1% rise. This was the largest gain since August
Concept One Financial Group
Welcome Marco Choi as Mortgage Consultant! Marco is multi-talented having real estate and property management experience for a number of years. A young entrepreneur at
Our Happy Customers Testimonials
Attentive and timely service. All my questions were answered promptly and professionally. Frankie made an extra effort to track the details of my application and clear up any issues as they arose. I would happily use ConceptOne again.
My experience with Terry was great. He’s an honest guy and looked out for me throughout the application process. In addition, he took the time to explain the different factors involved in getting a mortgage.
Our home was closing within two weeks of when we first contacted ConceptOne and got everything done within that time frame. The whole process was extremely smooth and quick. We would highly recommend ConceptOne to anyone looking for a mortgage.
