Competitive rates. Trusted names. Exceptional services. Mortgage Products with Better Rates

Our Mortgage Solutions Value Beyond Rate

Mortgage Products with Better Rates Concept One Financial Group

Powered by Dominion Lending Centres, Concept One Financial Group is a team of mortgage professionals work for our customers – not the lenders – to ensure our customers receive the best rates and products available in today’s marketplace. Whether they are looking to purchase their very first homes or upgrade to a new home, mortgage renewal, refinance for equity take out, purchase investment properties. Our lending solutions are catered for the conventional, self-employed, new immigrant, and non-resident; residential and commercial mortgages; Insurable and uninsured. As is customary in the field of Canadian mortgages, we deal with big banks, smaller lending institutions and private lenders. Each client’s financial needs differ, which is why we work with a variety of lenders.

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Flexible and Cost-effective Options

Whether it is buying your very first home, upgrading to a new home, mortgage renewal, refinancing, or sophisticated investment, Concept One Financial Group provides flexible and low-cost financing options tailored to fit your needs.

Fast Pre-Qualify

Knowing of what mortgage size you can afford gives you a peace of mind when house hunting. Contact our mortgage specialist today for a fast pre-qualify and accurate estimates.

Competitive Rates

Having more volume than other brokers, Concept One Financial Group has access to best rates and products available in today’s marketplace. We work for our customers, not the lenders.

Market Education

Our mortgage specialists keep you current on the latest updates in the market and always provide the advice and guidance that on your demand.

Customized Solutions

Concept One Financial Group understands each client’s financial needs differ. Self-employed, new immigrant, or non-resident, we can help you with alternate or customized financing solutions.

Extensive network of lenders

Concept One Financial Group works closely with both large public banks and small private lending institutions across Canada. We match you with the best lender for your needs.

Our Team Meet Our Specialists

Frankie Chan

Bernard Wu

Michele Lau Executive Director ConceptOne Financial

Michele Lau, MBA

Emily Lam

Graham Cunningham,CFA

Amy Wong, CFP

Jenny Zhang, CPA, CGA

Jay Chung

Tommy Lu

David Hu

Alex Ng

Julie Chen

David Lin

Ruby Ng

Sandra Liang

Latest News Mortgage News & Tips

May 18, 2020

Five Year Record Evaluation

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May 7, 2020

Investing Small In The Big Market

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May 5, 2020

Simple Step To Get Maximum Target

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